С»ÆѼÊÓƵ is a leading provider of legal services to the banking and finance industry. We represent lenders and borrowers in sophisticated financing transactions, workouts, and litigation across the United States. Our banking and finance clients include multinational and domestic financial institutions, non-bank lenders, equity sponsors, public and privately held companies, institutional investors, and other participants in debt markets. Drawing on deep and industry-leading experience, our finance team understands the nuances, concerns, and demands of the market and advises banking executives and finance professionals in navigating complexity in an ever-changing legal and business environment. Our law firm's capabilities and reliability enable us to provide clients with personalized, value-adding, and cost-effective service.
Within our larger Banking & Finance team, we feature a dedicated group of attorneys who focus on Consumer Financial Services and who frequently advise lenders in connection with industry regulations and compliance, card and rewards programs, data privacy and security protocols, and the development of new products.
Additional experience in the banking and finance industry includes:
Corporate lending. We guide and manage all aspects of complex financings, including structuring, proposal and commitment, due diligence, negotiation, closing, and loan portfolio management. Our broad-based finance experience includes senior, subordinated, secured, and unsecured credit facilities; syndicated, club and bilateral financings; and mezzanine financings. Our national corporate lending team advises clients in connection with cash-flow, asset-based, and split-lien transactions; leveraged buyouts; and acquisition financings. We have worked with middle-market lenders and borrowers in the finance, manufacturing, agricultural and food products, telecommunications, and transportation industries.
Commercial real estate. Our team provides end-to-end real estate-secured transaction assistance, including construction, mini-perm, term, and mezzanine lending. We have broad experience with many asset types across the United States, including apartment complexes, shopping centers, industrial buildings, office buildings, hotels, mixed-use developments, self storage facilities, senior living projects, and manufactured housing communities.
Development Incentives & Tax Credits. Our team is on the leading edge of development incentives and tax credits, including New Markets Tax Credits (NMTC) and Opportunity Zones. To learn more about these areas, please see our Development Incentives & Tax Credits and Opportunity Zone pages.
HUD. Our team includes attorneys who have worked at the U.S. Department of Housing & Urban Development and we regularly handle HUD transactions across the country.
Specialty finance. Our team is experienced with lending transactions involving nontraditional or unique businesses and collateral, such as coal mines and reserves; energy-related services; fleets of titled vehicles; documented vessels; corporate aircraft and fleets of commercial aircraft; environmentally sensitive assets such as landfills, intellectual property, wind farms, ethanol production facilities, distribution centers, and power plants; propane and natural gas inventory; agricultural products; and casinos.
Equipment finance. We advise clients across diverse industry and equipment sectors. Our team represents originators and purchasers, and understands the sales, syndications, and participations of equipment leases and financing portfolios. We provide meaningful and creative solutions when faced with a wide array of financing issues.
Floor plan financing. We advise both national and regional lenders in negotiating, documenting, and securing floor plan loans and loan programs to automobile dealers; construction equipment dealers; commercial vehicle/transportation vehicle dealers; and dealers in the recreational vehicle, marine, outdoor products, tech, and music industries, both as stand-alone facilities and including asset-based revolving credit facilities.
Capital Markets. We represent institutional investors in various large cap syndications, including debt trades. We understand the economic pressures and desire to contain costs in these transactions and have developed a sophisticated practice by quickly and efficiently analyzing large-cap transaction documents for investors seeking a high-level determination of “term sheet compliance” and to discover “fatal flaw” issues.
С»ÆѼÊÓƵ’s team has been involved in more than 3,000 bond transactions involving nearly $35 billion of bonds. In our capacity as bond counsel, we have rendered thousands of approving bond opinions involving tax-exempt bond issues on behalf of state agencies and local government units. In addition to serving as bond counsel, our public finance attorneys have also acted as counsel for underwriters, borrowers, trustees, issuers, and credit facility and liquidity facility providers in numerous tax-exempt and taxable bond issues.
Insolvency. As national and regional counsel, we manage insolvency and creditors’ rights matters in jurisdictions across the country and internationally.
Litigation. We handle all aspects of litigation in state and federal courts for clients. Along with representing clients in enforcing loan documents, leases, and contract actions, we participate in alternative dispute resolution. This approach often enables clients to reduce litigation costs and to resolve differences quickly.
REO Sales. We have developed and implemented a streamlined system to quickly and efficiently move real estate collateral through foreclosure to REO sales, in partnership with all stakeholders in the REO sales process.
Restructuring and workouts. Our team advises clients on all aspects of workouts and out-of-court restructurings, including refinancing, forbearance agreements, corporate restructurings, and purchasing of assets from troubled businesses.
Our P3 team assisted the client in crafting a winning bid to develop a 430,000-square-foot civil and family courthouse facility to replace the Heman Marion Sweatt Courthouse.
С»ÆѼÊÓƵ served as buyers’ counsel in the $118 million purchase of the Plaza Vista Office Building in Kansas City.
Bank
Bank Regulatory
Lending
Litigation
Asset-Based Lending
Commercial Real Estate Lending
Floor Plan Financing
Sponsor Finance
Tax Credit Transactions
Bond Finance
Biden Administration to Prioritize Minority-Owned Enterprises and Those in Low-Income Areas
С»ÆѼÊÓƵ is pleased to announce that Leslie Sowers has joined the firm’s Washington, D.C. office as a partner in its Financial Services & Capital Markets industry group.
Elizabeth Massaro has joined С»ÆѼÊÓƵ’s Chicago office as a partner in its Financial Services & Capital Markets industry group.
"This is just a great concept and I hope more firms embrace this sort of thing," Benefield said. "It gives me an opportunity to join a law firm as reputable and amazing as С»ÆѼÊÓƵ without having to pick up and move my family across the country to one of their offices."
The firm is very capable of handling complex deal structures and sophisticated negotiations.